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Yearly Archives: 2019

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  2. 2019

Human Trafficking: Modern-Day Slavery

UncategorizedBy Kelly LoyaNovember 14, 2019Leave a comment

Human Trafficking sounds like something that doesn’t happen where we live. I used to hear “human trafficking” or “sex trafficking” and my mind instantly created scenarios of these occurrences taking place in other countries. Did you know that the United States is one of the worst countries in the world for trafficking crimes? In 2018,…

Tips for Staying Safe this Halloween!

UncategorizedBy Kelly LoyaOctober 30, 2019Leave a comment

YOUR CENTRAL NY FALL BUCKET LIST: KEEP CHECKING ITEMS OFF!

UncategorizedBy Kelly LoyaOctober 15, 2019Leave a comment

It’s already mid-October! Fall is my absolute favorite season and it has been flying! I’ve barely touched my Fall Bucket list but there is still so much time to take advantage of all the fun fall things to do in Central New York! Most people don’t realize that Fall doesn’t actually end until December 20!…

Are you a homebuyer? Here’s what to expect.

UncategorizedBy Kelly LoyaApril 25, 2019Leave a comment

If you’ve never purchased a home before, it can be so confusing! Here’s a simple explanation of what to expect. Of course, there are variables which cause a change of events but this is a basic timeline to give you some insight as to what happens when you decide to look for a home. If…

Spring Color…Freshen up your home this Spring!

UncategorizedBy Kelly LoyaApril 4, 2019Leave a comment

We had a few warmer days last week, here in Central New York, and it inspired me to come up with these beautiful color palettes. Whether you incorporate the colors into your home using paint, accent items, upholstery, or even into your wardrobe, you’ll be Spring Fresh! I love Sherwin-Williams; it’s my over-all favorite paint!…

Be a Better Colleague, Be a Better Person

UncategorizedBy Kelly LoyaMarch 23, 2019Leave a comment

An association I belong to recently held a “Raising the Bar” event on the subject of professionalism.  As I was reflecting on the speaker, the audience, and our discussions, I got to thinking that the qualities we need to embrace in the work place to make us better colleagues are exactly what we need to…

Spring Cleaning: Project 333

UncategorizedBy Kelly LoyaMarch 13, 2019Leave a comment

Spring is right around the corner!  I know everyone is getting somewhat disheartened by the long, dreary, gray, cold winter but sometimes you just must create your own sunshine!  I usually wait until the sun is shining brightly and I can open my windows to let in a nice breeze before I start my spring…

LET’S TALK ABOUT FHA LOANS

UncategorizedBy Kelly LoyaMarch 6, 2019Leave a comment

Home buying season is upon us, so, if you’re a first-time home buyer, you have a lot to think about! It’s so important to understand the differences in your home loans options and the best thing to do is to talk to a mortgage professional.  Before you do, here are some FHA basics: FHA stands…

Owning the A.M.: How I slay my day

UncategorizedBy Kelly LoyaFebruary 27, 20191 Comment

Don’t hit snooze. You’ll totally miss out. You will accomplish more before the sun comes up than most people will accomplish all day. If I don’t rise before the sun, I’m losing a race, a race to own my morning.  More often than not, I do awake to a chilly and dark house.  A silent…

BUYING A HOME? BE SURE TO ASK YOUR REALTOR THESE 5 QUESTIONS

UncategorizedBy Kelly LoyaFebruary 23, 2019Leave a comment

Chances are if you’re working with a Realtor, they won’t immediately have the answers to these questions because it’s likely that he or she is not the listing agent but asking these questions will prompt your Realtor to find the answers for you. 1. What does the seller love most about living in their home? Asking…

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